About Me and Legal

 About Us

Well, Hello there!  Thank you so much for stopping by.  We are the Nagels…  All seven of us (three grown children not in photo), horses, and a dog.

I, Athena, am the primary writer and creator for Simple Pennies, but I could never do what I do without the assistance and influence from my family.  I have been blogging for 13 years as of 2021!

We still have two teens at home with special needs who need lots of love and attention. But, boy, those two have come such a long way!  As you see, there are also two older children (and another one not in the photo) who also participate in all this “stuff” when the opportunity comes up.  And my husband – he is a public school administrator.

We went years – decades – without a single vacation, and now we vacation a lot in Maine.  Much of our time all year long is spent in CT, RI, MA, NH, and ME.  We are always running somewhere to participate in something, creating as many memories for our family as we can.  You all know life is just too short to do otherwise.

My experience includes freelancing, blogging, social media marketing, and more.  I have an Associates’ degree in Liberal Arts, Bachelors’s Degree in Business Administration, and Masters’s Degree in Business Administration.  Additionally, I have taken many natural health courses over the years – nutrition, homeopathy, herbology, iridology, botany, and more.   Additionally, I worked as a business administrator for 22 years, a retirement administrator for 10 years, and other positions over the years have included: police department dispatcher, hostess, waitress, director of security, night auditor, hotels, and retail.

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DISCLAIMER

When you register on Simple Pennies, we collect information from you, subscribe to Simple Pennies, fill out a form, or enter a giveaway.

You may be asked to enter your name and/or email address, but you may also visit Simple Pennies anonymously.  Information we collect may be used to administer a contest, promotion, survey, emails, or other. In addition, the email address may be used to send you information, respond to inquiries, and/or other requests or questions.

Simple Pennies does not sell, trade, or otherwise transfer your personally identifiable information to outside parties.  This does not include trusted third parties who assist in operating Simple Pennies, conducting business, or servicing you, so long as those parties agree to keep this information confidential.  Simple Pennies may also release your information when it is believed it is appropriate to comply with the law, enforce site policies, or protect our and others’ rights, property, and safety. In addition, non personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Occasionally Simple Pennies may include or offer third-party products or services.  These third parties have separate and independent privacy policies.  Simple Pennies has no responsibility or liability for the content and activities of these linked sites.  However, we seek to protect the integrity of Simple Pennies and welcome any feedback about these sites.

We do not distribute your personal information to outside parties without your consent.  We do not collect any information from children under the age of 13.  Our website is directed to persons at least 13 years of age or older.

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Privacy Policy

This privacy policy sets out how Simple Pennies uses and protects any information you give while using Simple Pennies.

Should we ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used according to this privacy statement.

Simple Pennies may change this policy from time to time by updating this page. Therefore, you should check this page periodically to make sure that you are happy with any changes.

What We Collect

We may collect the following information:

  • contact information, including email address
  • demographic information such as zip code, preferences, and interests
  • other information relevant to customer surveys, giveaways, sweepstakes, etc…

What We Do with the Information We Gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • We may use the information to improve our products and services
  • We may periodically send promotional emails about new features, special offers, or other information which we think you may find interesting using the email address you have provided

Security

We are committed to ensuring that your information is secure. To prevent unauthorized access or disclosure, we have put suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

How We Use Cookies

A cookie is a small file that asks permission to be placed on your computer’s hard drive. Once you agree, the file is added, and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website to tailor it to your specific needs. We only use this information for statistical analysis purposes, and then the data is removed from the system.

Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and do not. A cookie in no way gives us access to your computer or any information about you other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can also modify your browser settings to decline cookies if you prefer. This may prevent you from taking full advantage of our website, but we totally understand!

Advertising

Some of our advertisers occasionally serve you cookies as well. We do not have control over cookies placed by advertisers. We may use advertising service vendors to help present advertisements on the website. These vendors may use cookies, web beacons, or similar technologies to serve you advertisements tailored to interests you have shown by browsing on this and other sites you have visited to determine whether you have seen a particular advertisement before and avoid sending you to duplicate advertisements. In doing so, these vendors may collect non-personal data such as your browser type, your operating system, web pages visited, time of visits, content viewed, ads viewed, and other clickstream data. The use of cookies, web beacons, or similar technologies by these advertising service vendors is subject to their own privacy policies, not ours. We disclaim all liability in connection therewith.

Link to Other Websites

Our website may contain links to other websites of interest. After all, our mission is to share interesting information from around the world about the subjects we know you are interested in. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for protecting and protecting any information you provide while visiting such sites, and this privacy statement does not govern such sites. Therefore, you should always exercise caution and look at the privacy statement of every website before consenting to give the information requested.

Controlling Your Personal Information

You may choose to restrict the collection or use of your personal information in the following ways:

  • Whenever you are asked to fill in a form on the website, look for the box you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes.
  • If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by contacting us.

We will not sell, distribute, or lease your personal information to third parties unless we have your permission or are required by law to do so. However, we may use your personal information to send you promotional information about third parties, which we think you may find interesting if you tell us that you wish to receive these items.

Opt-Out

You can choose to disable or selectively turn off cookies or third-party cookies in your browser settings.

Further Information about our Privacy Policy

We love to answer any questions that you might have about anything on our website. If you have questions about our privacy policy or about a collection of personally identifiable information, please send a direct inquiry via email to the owner of this website, Athena Nagel, at AthenaSimplePennies at gmail.com.

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DISCLOSURE POLICY

This blog is a personal blog written and edited by me. This blog accepts forms of cash advertising, sponsorship, paid insertions, or other forms of compensation.

This blog abides by word-of-mouth marketing standards. We believe in honesty of relationship, opinion, and identity. The compensation received may influence the advertising content, topics, or posts made in this blog. Therefore, that content, advertising space, or post will be clearly identified as paid or sponsored content.

The owner of this blog may be compensated to provide opinions on products, services, websites, and various other topics. Even though the owner of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.

This blog may contain content that might present a conflict of interest. This content will always be identified.

The owner of this blog is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon properties including, but not limited to, amazon.com, endless.com, myhabit.com, smallparts.com, or amazonwireless.com.

Contact us at AthenaSimplePennies at gmail.com.